When a person is issued a debit card, they are required to choose a unique personal identification number (PIN) that they will need to enter every time they wish to withdraw money from an ATM and oftentimes when they make payments at various merchant stores. Personal identification numbers provide additional security on an account and are most commonly used with debit cards linked to a person’s bank account. Understanding a Personal Identification Number (PIN)

As merchant transactions are easy to complete with a card, the use of a personal identification number (PIN) guards against any fraudulent behavior.

It is recommended to choose a personal identification number (PIN) that is longer than shorter, hard to guess, and not related to personal information, such as a birthday or Social Security Number.

As PINs are used to verify an individual's identity, they are also used in many other instances, such as home security and mobile phones.

Debit cards are the most common instance in which individuals will need to use a personal identification number (PIN), primarily when they withdraw money from their bank account.

The core purpose of a personal identification number (PIN) is to provide an additional layer of security to the electronic transaction process.

call 1.315.724.4022 (international collect cell phone roaming charges may apply).

To request an affinity debit card, simply schedule an appointment at a financial center or call 800.432.1000 (Mon-Fri 8 a.m.11 p.m. A personal identification number (PIN) is a numerical code issued with a payment card that is required to be entered to complete various financial transactions. Affinity debit cards are available with eligible checking accounts.

How debit card numbers work